Unmarried people can use housing provident fund loans. As long as you meet the conditions of provident fund loans, you can apply. The time to deposit the housing provident fund is not less than six months, the loan must have a relatively stable economic income and the ability to repay the loan, and there are no other large debts that have not been paid off.

legal ground

Article 26 of the Regulations on the Management of Housing Provident Fund

Workers who have paid housing provident fund may apply for housing provident fund loans from the housing provident fund management center when purchasing, constructing, renovating or overhauling their own houses.

The housing provident fund management center shall, within 05 days from the date of accepting the application, make a decision on whether to grant the loan or not, and notify the applicant; If the loan is granted, the entrusted bank shall handle the loan formalities.

The risk of housing provident fund loans shall be borne by the housing provident fund management center.