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How to withdraw housing provident fund without loan?
First, how to withdraw housing provident fund without loans

Provident fund withdrawal process is as follows:

1. Go to the local provident fund management center with the relevant information required for provident fund withdrawal, fill in the application form for provident fund withdrawal and submit the public information;

2. After receiving the used extraction information, the provident fund management center will review the information provided by users;

3. After the examination and approval, the provident fund management center will notify the drawee to sign the provident fund withdrawal agreement and go through the formalities for the withdrawal of the provident fund. After that, the provident fund management center will withdraw funds.

How to withdraw the provident fund without a mortgage? As long as it is in line with the relevant provisions of the provident fund dust extraction, we must pay attention to advance, so as not to waste unnecessary trouble.

I have nothing. Can I get a loan?

I can't get a loan! Normal commercial loans have mortgages and guarantors! However, if it is a national poverty alleviation policy loan or a city support loan, there are relevant certificates to give!

3. Is there nothing to borrow?

You can't get a loan if you have nothing. The most basic conditions for loans are:

Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials;

Provide stable proof of address, house lease contract, water and electricity bills, property management and other related certificates;

Provide stable proof of income source, bank statement, labor contract, etc. Personal conditions of the bank: 1. China citizens with full capacity for civil conduct who have a fixed residence in China, or a fixed residence (or valid residence certificate) in a local town, or a fixed business place; 2. Have a legitimate occupation and stable economic income, and have the ability to repay the principal and interest of the loan on schedule; 3. There is no bad credit record, and the purpose of the loan cannot be used for house purchase, stock trading and gambling.

As long as you meet the individual application conditions of the bank, you can handle the business by providing ID card, proof of stable address and proof of stable income source.