The characteristics of syndicated loans determine its target customer groups. Generally speaking, because syndicated loans are composed of several banks, they can provide huge credit funds, instead of being limited by the loan scale like exclusive loans of banks. Therefore, because there are many banks involved, it will take some time to achieve coordination, and the approval and operation links are complex and time-consuming. This requires that the target customer industry has a high reputation, and its operating ability, financial strength and technical strength are recognized by most banks. If the strength of the enterprise is not strong, it is not easy for the bank to reach an agreement, and this kind of syndicated loan is not easy to succeed, so it can be summarized in the following two aspects:

1. The borrower has long-term large loan demand.

2. The borrower has a high reputation in the industry, and its business ability, financial strength and technical strength are recognized by most banks.

I'm glad to answer your question. I don't know if you know this. If you have any questions, please come back for consultation!