Personal car consumption loan is a loan issued by our bank to customers who buy brand-new non-operating cars under their own names to pay for the car purchase. (At present, second-hand car loans and personal operating vehicle loans are not supported. If you have taken a fancy to the model you need to buy through the car dealer, you can confirm whether you have cooperation with China Merchants Bank through the car dealer. If not, you can try to contact the personal loan department at the counter of China Merchants Bank directly to apply for your loan. The handling bank needs to specifically review your situation and determine whether you can handle it.

Application materials generally required for applying for a loan:

1. Identification information

2. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc.

3. Proof of local residence: fixed telephone bill for any three months in the past year, or public utility bill such as water and electricity bill, or other materials that can prove the address.

4. Guarantee certification materials

5. Proof of use: provide the invoice for the full amount of car purchase before the loan is issued, or provide the car purchase agreement (contract) plus the down payment invoice (or the receipt stamped with the dealer's official seal). After the loan is issued, you must provide the full car purchase invoice (if not provided before the loan is issued) and the vehicle purchase tax payment certificate.

6. Proof of repayment ability: our payroll customers can directly provide their payroll account flow; Social security account running water or tax bill, etc.

If you need to provide other information about the loan, the handling bank will inform you in time, or you can confirm the information in detail through the handling bank when applying for the loan.

In addition, credit cards currently have the business of buying cars by stages. You can call the business group of 4008855855 for detailed consultation.

If you have any questions or comments, please log on to online customer service /cmu/icslogin.aspx? from = B& amp； Logincmu=0 for consultation, and we will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank!