Matters needing attention in signing the loan purchase contract:
1, property buyers and developers can only apply for a housing loan from the bank after signing a house purchase contract, but sometimes the loan can't be done. Therefore, when the buyers sign a contract with the developer, the contract should clearly stipulate that if the loan is not completed, the deposit will be refunded.
2 try to use the standard housing sales contract printed by the real estate management department. Because the standard contract text can guarantee the interests of both developers and buyers, everyone will not suffer.
The final delivery date should be stipulated in the contract. Late delivery is a common phenomenon. If the delivery date is agreed in the contract, if the developer delays the delivery, it is necessary to pay a certain penalty to the buyers. Therefore, when signing the contract, the buyers must specify that the delivery date is "a certain month and a certain day", and indicate the responsibilities that the developer needs to bear if the delivery cannot be made on time.
4. See if the developer's documents are complete. Regular developers generally have real estate development permits, state-owned land use permits, construction project planning permits, development permits for this project, and pre-sale permits for commercial housing. Only developers with these documents are regular developers, and buyers can focus on pre-sale certificates.