Monthly interest rate 1.3%, annual interest rate 15. If you think Weibo wallet is conscientious, there are two agreements that you should read carefully when you confirm borrowing money. One is a loan agreement and the other is a service agreement. The interest is low, but the service fee is high. The total interest rate is 35.99% per year, just stepping on the legal red line. According to the law, the annual interest rate of 24% is protected by law, and it is not protected on the 24th, so the interest rate of Weibo wallet is just set at the red line of 36%, which is part of most markets. So if you want to borrow money from Weibo wallet, you have to think clearly, pit!
Second, is the interest rate of Sina Weibo's loan high?
I think the interest rates of Sina loan and micro-loan are lower. You can have a look.
Third, it is said that it is more reliable for Weibo to borrow money. Is his interest rate high?
The loan interest in Weibo is related to the loan interest rate, loan term and personal credit. The maximum loan amount is 654.38 million yuan, the longest loan can be divided into 12 installments, and the daily interest is as low as 0.04%.
Suppose Xiaoxi borrows 7,000 yuan from Weibo, and the interest rate is 70,000.04% 630 = 504 yuan according to the six-month minimum daily interest rate of 0.04%. However, many netizens who borrowed money from Weibo said that the actual interest rate of borrowing money from Weibo would be much higher than the lowest interest rate. Someone borrowed 7000 yuan from Weibo and paid it back in half a year. The monthly repayment is 65,438+0,376.67 yuan, which translates into an annual interest rate of more than 20%, and the total interest is 65,438+0,260.02 yuan.
If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (original name: Baidu Qianhua, renamed as "Qianhua" in June, 2065438+08). The big brand is trustworthy and the interest rate is low. Money spent-full easy loan, the maximum loan amount is 200,000 (click the official free loan amount), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!
4. Is the interest on Sina Weibo loan high?
The monthly interest rate 1.3% and the annual interest rate 15.88% are not high. If you think Weibo wallet is conscience, then you are too happy. When confirming the loan, you should read two agreements carefully, one is the loan agreement and the other is the service agreement. The interest is low, but the service fee is high. The total interest rate is 35.99% per year, just stepping on the legal red line. The law stipulates that 24% of the annual interest rate is protected by law, 24%-36%, and more than 36% is voluntarily unprotected. Therefore, the interest rate of Weibo wallet is only set at the red line of 36%, which is divided into two parts: interest and service fee, just like most routines in the market. So if you want to borrow money from Weibo wallet, you have to think clearly that this is a pit where you voluntarily jump!