1, card aging problem. If the card is used for a long time, or put together with other items, resulting in degaussing of the bank card, the borrower can take the bank card to the bank to re-magnetize it. In addition, bank cards are also time-sensitive. If the borrower's bank card has expired and there is no new card, there will also be bank anomalies.
2. The card is frozen. If the borrower reports the loss to the bank before applying for a loan, it will show the abnormality of the bank card. In addition, if the password is entered more than 3 times on the same day, it will be locked, and if it is because of the bank card handling fee or other expenses, it will be frozen by the bank. In this case, the borrower can go to the bank to apply for thawing.
3. Wind control. There may be code skipping in some POS in the market. If the borrower's credit card has credit card records in several different cities in one day, it is very easy to be monitored and seized by the bank. As a result, the borrower's bank card cannot be marketed, and the display is abnormal. The borrower carries the identity information to the bank for detailed explanation.