You can find the overdue repayment records in the past five years.

Credit records can be found in three aspects through the platform: personal credit information prompt, personal credit information summary and personal credit report. Personal credit information prompt is the prompt information about whether registered users have overdue records in the personal credit information system, such as whether there are overdue records of loans and credit cards in the last five years, and records of quasi-credit card overdraft for more than 60 days.

Personal credit information summary provides registered users with the summary information of their credit records, public records and inquiry records in the personal credit information system, while personal credit reports cover detailed information. Public records include tax arrears records, enforcement records, civil judgment records, administrative punishment records and telecommunications arrears records. Query the same day, and feedback the query results the next day.

The staff of the Credit Information Center of the People's Bank of China also indicated that the information in the credit information report will be updated in time and kept in strict accordance with the requirements of the Regulations on the Administration of Credit Information Industry. If an individual has a record of non-performing loans, it shall be kept on the credit report for no more than 5 years from the date of the end of the bad behavior or incident.