1, microfinance

Micro-loan is an Internet banking loan product under Tencent. Its loan amount is still very high, with a maximum loan amount of 300,000. The operation is also very simple and fast. The loan can be completed as soon as 1 minute. Pay attention to the interest rate of the next day, starting from 0.02%, and the longest repayment can be 20 months. Directly open the WeChat I- payment-micro-loan interface and find it. If you don't find a micro-loan portal on WeChat, you are not on the invitation list and are not eligible to apply.

Step 2 have money to spend

Qianhua is a credit brand of Xiaoman Finance, which was originally owned by Baidu Finance. Mainly provide consumer loan services for ordinary users. The age of application is required to be between 18-55 years old, but college students cannot apply, and the maximum application amount is 200,000 yuan. The fastest time for approval is 30 seconds 1 minute, which can be said to be very fast, and the daily interest rate is as low as 0.02%.

3,360 IOUs

360 IOU is a personal credit platform under the 360 department, and the application process is relatively simple. First of all, you need to authenticate your identity and activate the quota. If you borrow 1 0,000 yuan and borrow 1 day, you only need 1.2 yuan at the minimum, and you can borrow 200,000 yuan at the maximum. If it is fast, it will arrive in 5 minutes, and the longest repayment period can be 24 installments.

4. Didi loan

Didi Loan is a consumer loan service under Didi Finance. 65,438+08 years old apply with ID card and bank card. The maximum loan amount is 200,000, and the approval speed is faster, especially the longest repayment period can be divided into 36 periods, which is suitable for users with long capital turnover time.