Yes Youxinhua is a mobile phone lending product, which is true, but not reliable. A small loan platform needs to recharge its members to get loans. Online lending is risky. It is recommended to go to a local formal loan. You can choose a bank or a big platform loan.

Is Xiaoxinhua reliable?

Not reliable.

Xiao Xinhua's loan threshold is relatively low. Just fill in the application information online, provide identity verification, real-name registration system mobile phone number, and authorize sesame credit. However, some netizens reported that if payment is to be successful, payment must be made first, and the approval rate is relatively high. In addition, the loan interest rate of Youxinhua is also relatively high. Before borrowing money, everyone should think carefully, so as not to encounter violent collection within the time limit, be troubled, and even bring trouble to relatives and friends around.

Youxinhua Loan is a real loan product. It is an ultra-low threshold online lending platform with a maximum loan of 50,000 yuan. The general approval rate is above 99%, and the loan can be smoothly released within 10 minutes at the earliest.

Youxinhua has a quota of 65,000. Is it true that members withdraw cash?

It's true. Youxinhua app is a very intimate mobile loan application. It is a formal product that has passed the national network security certification. The key of Youxinhua loan is to provide customers with technical and professional loan services, so that they can complete convenient and fast loans according to Youxinhua without all pledge guarantees. Each user will have a quota of 65,000 yuan when registering, and a single user needs to spend 128 yuan to recharge the membership to unlock the quota. This is a marketing tool of the software, which is true.

Doudou's money is overdue. Can I really increase the loan after paying off?

The possibility of overdue repayment is very low. Most of this statement is to let you repay the loan as soon as possible.

Is it true that the company that handles overdue online loans?

This is not true. They are all liars. They are all fooling debtors, collecting debt entrustment fees or other illegal fees. Don't believe it. If they can't solve the problem, they must have the money to repay it in one lump sum through the original repayment method.

Is it feasible to increase loans due to overdue collection of online loans?

It is feasible, but you should also think clearly whether you have the ability to pay back the money. Some people may be short of money at present. In this case, you can increase the loan to repay, and then pay back the rest at one time or slowly. But if you can't pay back the money in the future, it will only make the hole bigger and bigger, and eventually lead to bankruptcy.

Introduction:

The essence of internet finance still belongs to finance, and it has not changed the characteristics of financial risks such as concealment, contagiousness, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and a new format. It is necessary to formulate a moderately loose regulatory policy to leave room and space for Internet financial innovation.

By encouraging innovation, strengthening supervision and mutual support, we will promote the healthy development of Internet finance and better serve the real economy. Internet financial supervision should follow the principles of "legal supervision, moderate supervision, classified supervision, collaborative supervision and innovative supervision", scientifically and reasonably define the business boundaries and access conditions of various formats, implement regulatory responsibilities, clarify the bottom line of risks, protect legitimate operations, and resolutely crack down on illegal activities.

Including personal peer-to-peer lending (P2P peer-to-peer lending) and online microfinance. Personal peer-to-peer lending refers to direct lending between individuals through the Internet platform. Direct lending on the personal peer-to-peer lending platform belongs to the category of private lending, which is regulated by the Contract Law, General Principles of Civil Law and other laws and regulations as well as relevant judicial interpretations in the Supreme People's Court.