The pledged loans of commercial banks are not pledged, but some materials need to be provided. That is, pledged goods, such as certificate of deposit pledge, time deposit certificate, etc. All commercial banks need the same materials to handle pledged loans. The following small series mainly introduces the detailed materials of this bank pledged loan. Click to view the student professional registration contract, and fill in the contract number, number, method, capital verification report, etc. Generally, there is no need to pledge. However, due to the need to provide an application for registration of pledged loans of commercial banks, the details are as follows: (1) Application materials to be submitted: 1. Loan application; 2. Original and photocopy of valid identity documents of the lender and the pledger; 3. A copy of the lender; 4. Written documents and credit certificates of the third-party natural guarantor approved by the bank; 5. Other documents or materials required by the registration authority.

In the form of mortgage (pledge), submit the following materials: mortgage (pledge) list; Appraisal report on the value of the mortgaged (pledged) goods; Proof of ownership of mortgaged (pledged) property; If the mortgagor (pledgee) is a foreign-invested enterprise or a joint-stock enterprise, it shall issue a resolution of the board of directors and a power of attorney agreeing to provide the mortgagor (pledgee); The borrower agrees to handle the insurance formalities for the collateral, with the bank as the first beneficiary.