For reference only, in March, ICBC and ABC made a down payment of 20% and the interest rate was 10%. China Merchants Bank pays 20% down payment, and the interest rate is15%; Everbright Bank has a down payment of 20% for the first set and 30% for the second set; China Bank pays 20% down payment;

CCB will make a down payment of 250% and a second down payment of 30%; Huaxia Bank pays 250% down payment; The second set of down payment of Bank of Communications is 30%, and the interest rate rises 10%. There are five banks with the first down payment of 20%, and the lowest interest rate is 10% provided by ICBC and ABC.

At present, among the eight local banks in Hohhot, ICBC, Agricultural Bank, China Merchants Bank, China Everbright Bank and China Bank account for 20%, China Construction Bank and Huaxia Bank account for 25%, and Bank of Communications accounts for 30%. In terms of interest rates, ICBC, Agricultural Bank of China and China Merchants Bank are 10% and 9.5% respectively. Bank of China, China Construction Bank, Bank of Communications, China Everbright Bank and Huaxia Bank all implement the benchmark interest rate.

In terms of down payment for the second home, except for China Everbright Bank, Bank of Communications and China Construction Bank, all other banks are 40%, and the interest rates of eight banks are subject to the benchmark interest rate floating 10%.

List of preferential mortgage interest rates in Hohhot

fluctuations of the interest

bank

interest rate

10% discount

Industrial and Commercial Bank of China and Agricultural Bank of China

4.4 1%

15% discount

China Merchants Bank

4.66%

benchmark interest rate

Bank of China, China Construction Bank, Bank of Communications, China Everbright Bank and Huaxia Bank.

4.90%

The data was collected on March 18 for reference only, subject to the actual interest rate of the bank.