Now there are some search platforms on the Internet, and it is no problem to find offline banks through them. It is also true that some banks and regular small loan companies have started to do online business, and this kind of business is generally offline, and you can find it on the street. Then there are some companies that only do online loans, and there are some fraud companies. This is not easy to judge. Generally speaking, it is unlikely to lend money on the same day. The fastest is a small loan, but it will take two or three days. People have to review your conditions, or what if you run away; In addition, if you don't give you money, you should be careful if you ask for interest and handling fees first, which may be deceptive.

Several criteria for comparing the legality and reliability of loan companies. If it meets any of them, I suggest that you don't touch it. Be careful! 1. Will you charge fees before the loan? If you ask for various fees before you get the loan, it is basically a lie. 2. Accounting compound interest, that is, interest will naturally occur in the next few months, commonly known as "rolling interest". If it is, there must be something wrong. 3. The interest is higher than the national regulations. According to the regulations of the central bank lenders, the interest of private lending cannot be higher than 4 times that of bank loans in the same period. Formal loan companies, only pawnshops and microfinance companies approved by the Financial Office are allowed to issue loans. When making a loan, pay attention to whether the business scope of his business license includes the words "granting loans". Generally, the interest rate of pawnshops is slightly higher, while that of microfinance companies is lower, but it is still higher than that of banks. The more formal loan companies are those microfinance companies approved by the Financial Office.

If I can give you a loan, I will let you sign the contract (fax). After signing it, I will find a reason for you to give interest money and handling fee. If you don't pay the handling fee (or other fees), I won't give you the money for the loan. This must be false. It is best to contact the loan company and go to the company directly.