Yes. Repurchase houses can be bought and sold. To purchase a repurchase house, you need to sign a repurchase agreement and read the terms of the repurchase agreement carefully. This can avoid the situation that the repurchase house cannot be repurchased in the future.
If you are preparing a loan to purchase a repurchase house, you should also pay attention to the relevant regulations of the lending bank. The age limit for a house purchase loan is over 18 years old. In real life, most banks actually require the borrower to be over 18 years old. 20 years old. The actual age of the borrower and the loan term cannot exceed 65 years old. Individual banks may vary.
What is the meaning of repurchase house?
The so-called repurchase house means that the developer promises to give buyers a return at a certain rate of return when the property is sold, and after a period of time, the developer will repurchase the property at a price. In this way, investors can not only obtain stable returns, but also avoid risks in time when house prices fall. Its higher returns and seemingly low risks have attracted the attention of many investors. Repurchase housing is generally divided into commodity repurchase housing and government repurchase housing.
1. Commodity repurchase house:
After the house buyer purchases the repurchase house designated by the developer, if the buyer wants to check out within the agreed period, the developer will Buy back at an additional price of one to two thousand yuan per square meter. On the surface, this kind of transaction seems very cost-effective. The buyers can make money no matter whether the house prices rise or fall. It is almost perfect. However, in fact, there are many hidden risks. If the buyers are greedy for this benefit, they will naturally easily fall into these traps. .
2. Government repurchased housing:
In real life, many friends think that repurchased housing linked to the government is more reliable. Government repurchased housing refers to the government’s repurchase of housing during the land transfer stage. It is clear that the developer is responsible for the construction, and after completion, the government will purchase the housing back at the previously agreed price. These houses are generally used as affordable housing. For example, when many plots of land are sold, they are required to directly build public rental housing, low-rent housing or price-limited housing of a certain area. Some require that during the transfer stage, bidders bid for public rental housing area when the bidding reaches a reasonable upper limit.