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Guangfa "e-second loan"? Is it easy to approve?
1. Guangfa "e-second loan"? Is it easy to approve?

Is it good to approve Guangfa e-second loan, Guangfa?

Guangfa e-second loan is up to 300,000 yuan.

1. The applicant must be a citizen of China, aged between 25 and 55, with full capacity for civil conduct;

2. Applicants must pay social security/provident fund continuously or pay taxes for more than 3 months;

3. It is necessary to have a stable wage earner and a good credit record.

If you meet the above conditions, you can apply for an e-second loan from Guangfa.

The pricing range of Guangfa E-second loan is divided into four grades. Different lenders implement different expected annualized interest rates, and the repayment method is equal principal and interest. The actual annual interest rate is about 8.3%, which is considered as a low expected year in the same industry.

At present, there are many easy applications in the market, which directly adopt the online loan application mode, without providing mortgage guarantee, and you can borrow money entirely by personal credit. If it is handled, it is best to choose a longer cycle, which will affect daily life and work. Friends in need can look at these models:

1, money to spend

It is a credit service brand under Xiaoman Finance. Is rich and full of finance. It is the original Baidu Finance. Backed by a licensed institution like Baidu, rich loan products are relatively more credible.

Money can be spent with banking institutions to provide services to borrowers. The source of funds is authoritative and professional, and the loan can only be placed in the bank card under the borrower's own name.

Apply with ID card and bank card (except for college students), and approve the maximum loan amount in 30 seconds at the earliest, 1 minute.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

2360 IOUs

It is a domestic and bank card that can be applied for under 360 subjects. The result of identity authentication can be obtained in 30 seconds at the earliest, the loan can be released in 3 minutes at the earliest, and the money can be received in 3 minutes after the application is submitted successfully.

360 IOUs, with a maximum loan of 200,000!

Click online measurement

3. Ping An New Loan

Ping An Xinyi Loan is a pure credit loan product of Ping An Bank. The borrower is not required to provide mortgage and loan of RMB 65,438+0-500,000. Its service life ranges from 12 months to 48 months, and the monthly interest rate is between1.1%-1.53%.

Ping An Xinyi Loan belongs to the bank's loan product, but the application process is very simple, and the following payment speed is also very fast. If the loan information provided by the borrower is complete, the loan can be released as soon as 1 day.

Ping An Xin Yi Dai Click Online Measurement

Nowadays, credit loan products can be loaned only by ID card. There are many loan platforms that provide credit loans without guarantee, but some are unreliable. Loan applicants should pay attention to screening.

To see whether the loan platform is reliable, we can see whether it is set up by a licensed institution and whether it is necessary to charge before the loan.

A reliable loan platform has no pre-loan fees, and the loan interest rate will not exceed the scope of national laws. Licensees will have a certain application threshold, and not everyone can apply. Loans that everyone can apply for are often tricky. Don't let your guard down for the success of the loan.

2. Can Guangfa Bank apply for e-second loan as long as it applies?

Yes, but I'm not sure if I can pass.

3. Is Guangfa E-second loan approved?

Is it good to approve Guangfa E-second loan? The application conditions of Guangfa e-second loan are as follows: the maximum loan amount that Guangfa e-second loan can apply for is 300,000 yuan, 1, and the applicant must be a China citizen aged 25-55 with full civil capacity; 2. The applicant must pay social security/provident fund continuously or pay taxes for more than 3 months; 3. It is necessary to have a stable wage earner and a good credit record. If you meet the above conditions, you can apply for an e-second loan from Guangfa. The pricing range of Guangfa E-second loan is divided into four grades. Different lenders implement different expected annualized interest rates, and the repayment method is equal principal and interest. The actual annual interest rate is about 8.3%, which is considered as a low expected annualized interest rate standard in the same industry.

4. Has Guangfa Bank passed the e-second loan application? Will it be very troublesome to handle it?

Have a pass. Need ID card, work certificate, family information and other information.