Now all kinds of unreliable loan cases also make many borrowers cautious when borrowing, fearing that they will fall into the scam of routine loans and usury if they are not careful. Therefore, when they lend, they will naturally consider whether the loan they choose is reliable in many aspects.

So is the 360 loan reliable?

360 loan is also a loan launched by 360 Finance, which is a loan platform jointly launched by 360 officials.

360 Finance mainly includes three types of loan products, namely 360 IOUs, 360 small micro-loans and 360 installments, which mainly provide loan services for individuals and small and micro-business owners.

Because the 360 loan is backed by 360, its background is naturally more reliable. In addition to the background, users need to consider its charges to judge whether a platform is reliable.

At present, the charge of 360 loan does not exceed the maximum 36% stipulated by the state, and 360 loan does not charge users any fees before the loan application is successful, so its charge is quite reliable.

However, users also need to read their loan agreement clearly when lending to avoid any hidden charges in the agreement. Once you find any unreasonable charges, you can consult the official customer service clearly, or complain directly to protect your rights and interests.

At present, the most famous product of 360 loan is 360 loan, which is a credit loan product, similar to Baidu's borrowing and spending money.

If the user wants to borrow a loan through 360, he needs to download and install the 360 loan app. After downloading and installing the app, they can directly submit information in the app as required to obtain their own loan amount.

After 360 IOUs get the loan amount, users can withdraw the loan within the amount, and then repay the arrears according to the specified time.