1. This loan is invalid when it causes backflow. At the same time, it is necessary to know the mortgage procedure in time, and sometimes it is necessary to remove the house from the mortgage state.

2. Re-apply for the loan, but it should be noted that the bank you borrowed last time can't handle it in a short time.

3. If the situation is urgent, it is recommended that you continue to handle the winding.

In addition, if the bank finds that the loan funds are flowing back, it needs to check whether the loan users do not meet the bank's loan policy and what policies they have violated. Generally speaking, the bank's business depends on loans to earn interest, and the loans will not be recovered for no reason.