1. After the death of the borrower, the loan should be repaid by the heirs or spouse. According to relevant legal provisions, if a husband or wife dies, the surviving party shall be jointly and severally liable for the joint debts incurred during the marriage. If the lender has an inheritance, then in principle, after the death of the borrower, the debt should be repaid by these estates. Whoever inherits will repay.

2. Legal basis

3. Article 33 of the "Succession Law" stipulates that the inheritance of an estate must pay off the taxes and debts that the deceased should pay according to law, and pay taxes and debts. The discharge of the debt is limited to the actual value of his estate. This does not apply to the amount that exceeds the actual value of the estate and is voluntarily repaid by the heirs. If the heir gives up the inheritance, he will not be liable for the taxes and debts that the deceased should pay according to law.

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