According to the Chizhou housing provident fund in different places in the province loan operating rules ",
According to the Notice of Anhui Provincial Department of Housing and Urban-Rural Development on Improving the Efficiency of Housing Provident Fund (Wan Jian [20 14] 164), combined with the actual situation of our city, the following operating rules are formulated for the development of housing provident fund loans in different places in our city:
First, the object of housing provident fund loans in different places in the province
In accordance with the provisions of the city's housing provident fund loans, workers who have paid housing provident fund in other cities in the province can apply for housing provident fund loans in our city if they purchase housing within the administrative area of our city.
Workers who pay housing provident fund in our city purchase houses in other cities in the province, and should apply for housing provident fund loans to the housing provident fund management department where the houses are purchased. The management center of our city is responsible for providing proof that employees pay housing provident fund and assisting in the investigation of personal credit.
Second, the application conditions
The borrower shall meet the following conditions when applying for a loan:
(a) Chizhou City, Anhui Province, the housing provident fund has not been paid to the employees to buy self-occupied housing within the administrative area of Chizhou City, and is the property owner of the purchased housing;
(2) The borrower has continuously paid the housing provident fund in full at the place of deposit for more than one year (inclusive);
(3) A natural person who has a stable economic income and the ability to repay the principal and interest of the loan, and the monthly repayment amount does not exceed 50% of his family's monthly income, has full capacity for civil conduct;
(four) good credit, no bad record of outstanding loans, and the borrower and spouse have no outstanding housing provident fund loans (including housing provident fund deposit);
(5) Agreeing to use the purchased house as collateral.