Are there any loans that do not require ID photos to be taken?

Loan conditions:

Have legal and valid identity certificate; 2. Age plus loan period must not exceed 70 years old, If the local regulatory authorities of the branch have other regulations, they shall be implemented in accordance with the relevant regulations of the local regulatory authorities; 3. Have the ability to repay the principal and interest of the loan on time; 4. Comply with laws and regulations, be honest and trustworthy, have no illegal conduct, and are not currently involved in any criminal cases or adverse to them civil cases; 5. The credit is good, the credit record meets the requirements of our bank, and the loan business handled by our bank is currently in arrears. To see if you meet the requirements, please contact the personal loan department of your local outlet for consultation and confirmation!

Our bank’s loan application methods are flexible and diverse: ① You can submit relevant information and directly contact the personal loan department of the local branch to apply for a loan; ② Currently, online orders are also supported. Please go to the homepage of China Merchants Bank and click "Sky Bank" - "Sky Loan" enter your loan needs (amount, term, purpose) and leave your contact information; a sky loan manager will contact you later to accept your loan application.

Online loans that do not require an ID card

Online loans that do not require an ID card include:

1. Borrowing Flowers, a loan product under Ctrip Finance, with a credit limit of Between 5 million and 200,000 yuan, the loan term is 1-12 months, and the monthly interest rate is between 0.6% and 3%. 2. Anyihua, a product of Immediate Consumer Finance, has a credit limit between RMB 1,000 and RMB 200,000, a loan period of 1 to 12 months, and a daily interest rate as low as 0.048%. The loan can be issued in as little as 1 minute. 3. Lend it to you, with the characteristics of simple information and quick approval. The loan credit limit is between 1,000 and 50,000, and the loan term is 1-3 months. Applicants need to be between 22-55 years old, have used their real-name mobile phone for more than 6 months, and have a good personal credit record. 4. Doudouqian, the loan credit limit is between 3,000 and 50,000, the loan period is 3-24 months, and the loan interest rate is between 13% and 36%. You can upload the information on the client

Resident ID card of the People's Republic of China and the People's Republic of China. The ID card generally refers to this entry. The Resident ID card of the People's Republic of China and the People's Republic of China is used to prove residence in the People's Republic of China. Documents proving citizenship within the territory of the People’s Republic of China. Before 1984, it was written as "ID card". On April 6, 1984, the State Council promulgated the "Trial Regulations on Resident Identity Cards of the People's Republic of China" and began to issue the first generation of resident identity cards. On June 28, 2003, the 3rd meeting of the Standing Committee of the 10th National People's Congress passed the "Resident Identity Card Law of the People's Republic of China", which was promulgated by Presidential Order No. 4 on June 28, 2003; March 2004 Starting from March 29, mainland China has officially begun to issue second-generation resident ID cards with built-in contactless IC card smart chips to residents. The surface of the second-generation ID cards uses anti-counterfeiting film and printing anti-counterfeiting technology, uses personal color photos, and can be machined Read the information in the digital chip. February 7, 2018.

Beijing police announced:

In 2018, self-service services for resident ID cards and residence permit applications for floating population via WeChat will be launched in due course. The central bank announced that starting from April 9, 2018, some cities and regions will carry out pilot verification of invalid resident ID card information and non-resident ID card information. Starting from April 1, 2018, the cost of applying for a resident identity card for the first time will be suspended.

There are some loans that don’t require the front and back of the ID card

Things that don’t require the front and back of the ID card to borrow money include Little Hairtail Fish, Jack Ma Wallet, Wanjinhua, etc. Xiaohaiyu is a relatively popular new online mobile phone recycling website. It is currently in the release period. It is purely machine-based review. It does not look at sesame points or credit reports. There is no need to upload an ID card photo, as long as the real-name mobile phone number is verified. Applications can be made online.

Disadvantages of borrowing money without ID cards

However, everyone needs to note that if the loan platform does not require customers to provide ID cards and the application threshold is very low, such platforms will basically not be approved by the China Banking Regulatory Commission. , does not hold a financial license, so even if customers can easily borrow money, there is no safety guarantee, and it is easy to encounter loan sharks or cause personal financial losses.

Is there a loan platform that does not require an ID card in 2021? Look at these!

Many people apply for loans and do not want to leave records. For example, a user asked, is there a borrowing platform that does not require an ID card in 2021? So let’s briefly talk about this issue. I hope everyone will find it helpful after reading it. If you are interested in several of the products introduced, you can apply.

Is there a loan platform that does not require an ID card in 2021?

The ID card is a unique credential for each user and is also the most basic information for applying for a loan, so it is indispensable (some household registrations can be replaced). Generally speaking, after providing your ID card, bank card, and mobile phone number, you can apply by filling in the information according to the page prompts on the APP, such as the following products.

1. Borrowing flowers: Loan products under Ctrip Finance, the credit limit is between 5 million and 200,000 yuan, the loan period is 1-12 months, and the monthly interest rate is between 1 and 12 months.

2. Anyihua: A product of Immediate Consumer Finance, the credit limit is between 1,000 and 200,000, the loan period is 1-12 months, and the lowest daily interest rate can be disbursed in as little as 1 minute.

3. Lend it to you: It has the characteristics of simple information and fast approval. The loan credit limit is between 1,000 and 50,000, and the loan term is 1-3 months. Applicants need to be between 22-55 years old, have used their real-name mobile phone for more than 6 months, and have a good personal credit record.

4. Doudouqian: The loan credit limit is between 3,000 and 50,000, the loan period is 3-24 months, and the loan interest rate is between 13% and 36%. After uploading the information on the client, That's it.

The above is the answer to "Are there any borrowing platforms that do not require ID cards in 2021?" In general, ID cards are required.

Loans that do not require an ID card

There are no loans that do not require an ID card.

To apply for a personal loan, you need to meet the following conditions:

1. Have a fixed residence in the location of the lending bank, a valid residence certificate, be under 65 years old (inclusive), and have full civil conduct A capable Chinese citizen;

2. Have a legitimate occupation and stable income, and have the ability to repay the principal and interest of the loan on time;

3. Have a good credit record and willingness to repay, and have no Bad credit record;

4. Be able to provide legal, effective and reliable guarantee recognized by the bank;

5. Have a clear loan purpose, and the loan purpose complies with relevant regulations;

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6. Other conditions specified by the bank.

So, the valid identity certificate refers to the ID card, so there is no loan without an ID card.

Extended information:

Loan Notes

1. The information provided to the bank must be true, the address and contact information provided must be accurate, and timely notification must be made of any changes. Bank;

2. The purpose of the loan must be legal and compliant, and the transaction background must be true;

3. Choose a repayment method that suits you based on your repayment ability and future income expectations. ;

4. When applying for a loan amount, you must act within your ability. Usually, the monthly repayment amount should not exceed 50% of the total household income;

5. Read the terms of the contract carefully and understand your rights. Obligations;

6. Repay on time to avoid bad credit records;

7. Don’t lose the loan contract and IOU. For mortgage loans, don’t forget to cancel them after paying off the loan. Mortgage registration;

8. Early repayment must be communicated with the bank one month in advance before it can be processed.

9. When applying for commercial loans for foreigners, banks generally require borrowers to have a stable income in the local area and to go to the place of residence to issue a household registration certificate (some banks also require an office certificate); while house purchase guarantees The company's requirement for foreigners is that they must have local income and apply for a temporary residence permit.