The formal lending platform has a relatively low interest rate.
1, the degree is small and complete.
Its rich flowers
2. Microfinance under Weizhong Bank
3. Borrow from Ant Financial
In terms of interest rates, there is almost no difference between money, loans and small loans, and the daily interest rates are almost the same.
In the range of 0.02%~0.05% (annualized interest rate is 7.2%- 18%, annualized interest rate = daily interest rate ×360), the interest rate is low, and the interest is calculated on a daily basis, which supports borrowing and returning. But be careful not to be overdue, otherwise it will not only leave a stain on the credit record, but also have a high penalty interest of 1.5 times.
How to apply:
Have money to spend
You can download Xiaoman APP from official website and click Money to apply online. After the money is approved, you can receive the money in three minutes at the earliest. The better the credit, the higher the pass rate.
Applicants must be 18-55 years old, and they need to provide their second-generation ID card and debit card when applying. However, it should be noted that if you have money to spend, you will not provide loans for students to spend in installments.
petty loan
Micro-loans can only be opened by invitation. Micro-loans adopt the invitation system, requiring users to be heavy users of WeChat and QQ. It will be easier to open a Tenpay account, bind a credit card and open a micro-loan. Users who have not yet opened need to use WeChat to pay more while maintaining good credit habits.
You can enter WeChat, click "I" at the bottom of the interface, then click "Wallet" in the input option list, select the "micro-loan" option, and click Open.
Second, which platforms are convenient to borrow money online and have low interest rates?
The loan amount through China Merchants Bank is small (less than 50,000 yuan). If you are already a user of China Merchants Bank and downloaded the mobile banking app of China Merchants Bank, you can try to apply through this interface by logging in to mobile banking and clicking My-All-Loan-I want a loan. If you meet the credit card requirements of China Merchants Bank, you can try to apply for a credit card.
The loan amount is more than 50,000 yuan. If there is China Merchants Bank in your city, you can try to apply for a loan through China Merchants Bank outlets. Due to the different requirements and application materials of each loan project, the current loan purposes are: car purchase, parking, decoration, education, bulk consumption shopping, tourism and other legitimate personal or family consumption; And the use of business turnover. You can call 95555 at 8:30- 18:00 to enter the manual service and provide the loan purpose and city for detailed information. Whether the loan application is approved or not shall be subject to the comprehensive audit results of the personal loan department of the handling bank.
3. Where is the regular interest rate of Chengdu mortgage low?
In fact, there is really no standard to say that bank loan interest is the lowest. Because the interest paid by the bank to each borrower is basically different. What's more, some non-bank loans reach 3%, that is, 10030 yuan, but this low interest rate has certain requirements for the qualifications of borrowers, and not every borrower can get the lowest interest rate. In short, it depends on the qualifications of the borrower. The better the qualifications of borrowers, the greater the credit risk banks face. If the borrower's qualification is not good, the credit risk faced by the bank will be relatively large, and the loan interest rate will naturally be higher.
Fourth, the formal loan app with the lowest interest rate, these interest rates are so low that you cry?
If you have a savings card of China Merchants Bank, you can log in to China Merchants Bank's mobile banking and click Home → All → Loan → I want a loan → Try to apply for a good loan.
Loan amount: the minimum is not less than 500 yuan, and the maximum is 200,000 yuan, but the specific amount is subject to the results displayed by the system after your application is approved; Repayment method: equal repayment of principal and interest; Loan term: 3, 6, 12, 18 and 24-month installments are supported; Borrowing cost: the daily interest rate is 0.045%, please refer to the actual display in the interface; There is no platform service fee.