Users need to meet the following conditions to apply:

1. The user has good credit;

2. Has a stable income;

< p>3. Be a customer of China Construction Bank;

4. Be a mortgage customer of China Construction Bank;

5. Cannot have an excessively high debt ratio;

< p>6. Own certain financial assets in China Construction Bank;

7. The applicant is over twenty years old and has full capacity for civil conduct.

What is CCB Quick Loan?

CCB Quick Loan is a pure credit loan product launched by China Construction Bank. It does not require customers to provide any collateral for application. Therefore, CCB has stricter access requirements for customers to obtain a quick loan quota. It's not random either.

In addition, if customers have obtained a credit line from CCB Quick Loan, they must remember to repay on time after using it. First of all, financing loans do not support deferred repayment, so there is no grace period. Secondly, online loans cannot negotiate repayment, and overdue customers will be under greater pressure.

Therefore, when using the quick credit line, customers should fully consider their repayment ability and apply for a loan reasonably within the scope of their personal income.