Legal analysis: if the loan is repaid in advance, the handling bank will calculate the interest according to the actual term of the loan, and will not charge any other fees except the interest payable. Interest on prepayment of student loan = loan amount * corresponding annual interest rate * loan days /360. According to this formula, the corresponding interest can be calculated. Interest rate: The interest rate of student loans is subject to the statutory loan interest rate announced by the People's Bank of China and the relevant national interest rate policies, and will not rise. The current annual loan interest rate is: 1 to 3 years (inclusive): 6.15%; Three to five years (inclusive): 6.40%; More than five years: 6.55%.

Legal basis: Decision of NPC Standing Committee on Amending People's Republic of China (PRC) Private Education Promotion Law. Seven. Article 45 is renumbered as Article 46 and amended as: "People's governments at or above the county level may take measures such as purchasing services, student loans, scholarships, leasing and transferring idle state-owned assets to support private schools; Non-profit private schools can also take government subsidies, fund incentives, donation incentives and other support measures. "