1. Credit: No information about the new friend loan platform can be found in the national enterprise credit information publicity system.

2. Annualized interest rate of loan: annualized interest rate of new friends 17.23. On May 23, 2022, the Supreme People's Court issued a new regulation: the annualized interest rate standard for private lending and usury was adjusted from the original upper limit of 36% to 15.4%, that is, as long as the annualized interest rate exceeds 65,438,