1, within six months (inclusive): the interest rate is 5.60%;
2. Six months to one year (inclusive): the interest rate is 6.00%;
3. One to three years (inclusive): the interest rate is 6.15%;
4. Three to five years (inclusive): the interest rate is 6.40%;
5. More than five years: the interest rate is 6.55%.
Two, rural credit cooperatives provident fund loan interest rate
1, less than five years (including five years): 4.00%;
2. More than five years: 4.50%.
: 1, loan interest = loan principal * loan time * loan interest rate. The annual interest rate of rural credit bank loans is 4.75%, assuming that the loan 1 00000 yuan, the loan time1year and the loan interest100000 * 1 * 4.75% = 4750 yuan. Rural credit banks, also known as rural credit cooperatives, are mainly responsible for raising idle funds in rural areas and providing financial services for agriculture, farmers and rural economic development. In accordance with the provisions of national laws and financial policies, organize and adjust rural funds, support agricultural production and comprehensive rural development, and support various forms of cooperative economy and family economy. 2. Online banking of rural credit cooperatives. Rural credit cooperatives belong to rural cooperative financial institutions. Its main function is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. Online banking products are a new financial service model for rural credit cooperatives to serve the society and customers, and are an important part of rural credit cooperatives' e-banking services. The online banking business of rural credit cooperatives is based on internet technology and relies on various business systems to provide customers with perfect financial services. 3. Main features: The biggest feature of online banking of rural credit cooperatives is convenience. Customers can enjoy the financial services of rural credit cooperatives through the internet without leaving home, and realize account management, self-help financial management, transfer settlement and so on. At the same time, the online banking system of rural credit cooperatives passed the security assessment of the National Information Security Assessment Center, and adopted multiple security protection measures to ensure the security of customer identity authentication, data transmission and passwords.