First, the process of buying a car by stages
1, first go to the 4S shop to determine the car you want to buy, and the price is set.
2. Then determine the down payment ratio according to your actual situation, which can be 30%, 40% or 50%. This percentage is the price of the bus fare multiplied by this number, and the rest is the bank loan.
3. Provide personal ID card, marriage certificate, real estate license (if not, a valid regular rental contract is also acceptable), provide a detailed list of banks in the past six months, and have proof of income. It is best to find an individual or unit to guarantee, so that the loan can be released in about three working days. After the loan is released, you can pay the purchase tax with the car purchase invoice and then settle in the vehicle management office.
II. Relevant laws and regulations
According to the provisions on motor vehicle registration
Article 7 When applying for registration, the owner of a motor vehicle shall fill in an application form, submit the motor vehicle for inspection, and submit the following documents and vouchers:
(a) the identity certificate of the owner of the motor vehicle;
(two) proof of the origin of motor vehicles such as car purchase invoices;
(3) The factory certificate of the whole motor vehicle or the import certificate of the imported motor vehicle;
(four) vehicle purchase tax payment certificate or tax exemption certificate;
(five) motor vehicle traffic accident liability compulsory insurance certificate;
(6) Other certificates and vouchers required by laws and administrative regulations when registering motor vehicles.
Motor vehicles that are not allowed to be imported by the customs and those that are exempted from safety and technical inspection as stipulated by the competent department of motor vehicle products in the State Council shall also submit the certificate of safety and technical inspection of motor vehicles.
The above is the knowledge shared by Bian Xiao of Pacific Auto Network about the process of obtaining the vehicle license in stages. First of all, you need to apply for a license to buy a car with a loan, and you need to bring the car purchase invoice and the identity certificate of the motor vehicle owner. There is also a certain fee when handling it. I hope my answer is helpful to you! If you have any questions, welcome to Pacific Auto Network for car purchase consultation. Wish you a happy life!
Million car purchase subsidy