Conditions for Bank of China personal online banking deposit pledge loan application:

1. Application requirements: Chinese citizens over 18 years old;

2. Time deposit certificate requirements: must be Valid time deposit certificates linked to Bank of China's personal online banking and automatic transfer can be used for the same time period. Up to 6 valid deposit certificates of the same currency can be used, and the available amount is calculated in total. The fixed-term one-stop service that has been applied for a self-service loan at the Bank of China counter cannot be used to apply for a deposit pledge loan online.

Warm reminder: Fixed accounts with deposit certificates cannot be used to apply for deposit pledge loans.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.