More and more people buy cars, and more and more people apply for car loans from banks. As one of the four major banks, China Construction Bank's car loan business has always been relatively mature. When many people choose a car loan bank, they will choose China Construction Bank. A friend asked, how long does it take to get a car loan at CCB? What is the car loan process of CCB?

How long does it take for CCB to get a car loan?

After consulting CCB staff, it is known that users need to wait 1-2 weeks for approval after applying for car loan from CCB. After the loan is successfully approved, banks and car dealers have to go through the material submission process, which takes about 3-5 days.

After that, the debtor needs to pay the down payment, and then it takes about 1-2 days to get the vehicle insurance in the 4S shop. After all the formalities are completed, the debtor can pick up the car after waiting for about 2 working days. Generally speaking, it takes about 2 weeks from loan approval to car delivery. If there is a small holiday halfway, the time to pick up the car will be delayed.

What is the car loan process of CCB?

Users with Dragon Card can go directly to the 4S shop that cooperates with CCB, choose the model they want to buy, and submit an application for car purchase through a credit card. They need to give CCB Dragon Card, ID card, work certificate and other materials to dealers. After that, the distributor will hand over the materials to CCB, which will spend 2-3 working days reviewing the materials.

After the approval, the bank will inform the car dealer or user that the user can go through the loan formalities within 3 working days, and need to pay the down payment and apply for vehicle insurance. And then the distributor will submit the customer information to the bank again. Wait two working days, and you can pick up the car.

The above is the answer to the question "How long does it take for CCB to get a car loan?". I hope I can help you!