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What conditions do Shandong college students need for starting a business loan?
First, Shandong University venture loan application conditions

(1) Within five years after graduation, college students can enjoy 100% rent subsidy in the first year, 50% rent subsidy in the second year and 30% rent subsidy in the third year.

(2) College students can apply for a small secured loan of 500,000-200,000 yuan to start their own businesses. Engaged in low-profit projects, the financial sector to give full discount (no discount during the extension period), the cumulative discount period is not more than two years.

(3) College students who start their own businesses can relax the registration conditions and apply for trial operation, and can reduce or exempt administrative fees such as registration and license within three years.

(four) registered unemployed or sent college students to start a business or engage in self-employment in private non-enterprise units for the first time after 1+0 in 2009, and enjoy one-time entrepreneurship subsidies or self-employment support according to regulations.

(five) registered unemployed or sent college students to start enterprises or private non-enterprise units, can enjoy a one-time job development subsidies.

(6) Employees of the settled enterprises can participate in various training activities organized by the Entrepreneurship Center at preferential rates, and qualified college graduates and unemployed people can receive free training during the dispatch period.

(seven) for outstanding entrepreneurial achievements, in line with the relevant provisions of the personnel, priority to enjoy the national, provincial and municipal preferential policies on innovation and entrepreneurship of returned overseas students.

Second, Shandong venture loan related policies

1. Give priority to loan support and issue credit loans appropriately. Increase the support of college graduates' self-employment loans, and financial institutions will give priority to credit support to those who can provide effective asset mortgage (pledge) or high-quality customer guarantee. For college graduates' entrepreneurial loans, college graduates can be the main borrowers, and guarantors can provide corresponding joint guarantees for their families or immediate family members' stable income or effective assets. For those with good credit standing and guaranteed repayment, credit loans shall be appropriately issued on the basis of controllable risks.

2. Simplify the loan procedures. By simplifying the loan procedures, the credit line is reasonably determined and used within a certain period of time.

3. Preferential interest rate. Give some preferential interest rate support to the venture loan, and depending on the degree of loan risk, it can float down or up appropriately on the basis of the legal loan interest rate.

Shandong also actively supports college graduates to start their own businesses. For college graduates who are engaged in self-employment during their employment, all administrative fees such as registration, management and license will be exempted within three years from the date of registration by the administrative department for industry and commerce. According to the regulations, graduates working in small and medium-sized enterprises and non-public units are treated equally with employees of state-owned enterprises in the evaluation of professional and technical titles. Support personnel engaged in scientific and technological work to apply for various scientific and technological projects in Shandong Province according to the prescribed procedures. Natural persons can freely declare the provincial scientific research award fund for young and middle-aged scientists and the provincial natural science fund, and can declare the provincial science and technology award according to the prescribed procedures.