List of formal lending platforms:
1, Baidu has money to spend
Download Baidu Qianhua app is a financial product of Baidu wallet. The application focuses on personal consumption finance. The consumer loan scenario is mainly aimed at people who need to participate in various trainings at their own expense to improve their skills. In the education credit business, the long-distance long-distance pre-loan service was launched to provide high-quality and reliable loan services for users who are willing to receive education throughout the country, helping more people realize their self-worth. To provide you with convenient, fast and reliable loan service, you only need to fill in your identity information, and you can get the loan amount 30 seconds after submitting the materials, up to 200,000 yuan. You need to borrow money at any time, there is no default in prepayment, and you can flexibly choose to repay by installments.
2. Alipay borrows money
Download the latest official version Alipay is the mobile payment platform with the largest number of users in China. It not only has the balance treasure, but also has the functions of credit card repayment, transfer, payment, collection and payment, so that you can spend it in any store in the country with your mobile phone. Now some overseas countries also support Alipay.
3. Rong 360 (original 360 IOU)
Download Rong 360 is the authoritative financial expert you carry with you and the number one vertical financial search service platform in China. Bring you all-round and accurate financial services, quickly handle loans and overdraft card, purchase investment and wealth management products, and inquire about personal credit reports of banks and nearby banks. The application of Internet big data, retrieval and other technologies makes the financial products of thousands of financial institutions vividly displayed in front of customers. At present, it has cooperated with nearly 10000 financial institutions, including 30000 financial products. Release the "secret" Internet big data risk control-According to the data analysis, the system software will score the customers who apply for loans according to identity verification, repayment intention and repayment ability, and put forward loan suggestions for the cooperation platform according to the score.