Such as Suzhou, the specific provisions are as follows:
(1) No more than 500,000 new ordinary houses will be built, and each set of housing provident fund loans, but the maximum amount of borrowers and other single employees who meet the loan conditions or have accumulated no spouse will not exceed 300,000 yuan;
(2) For stock houses (second-hand houses) and self-built houses, each housing provident fund loan is more than 350,000 yuan, but the borrower and others only have a single employee who meets the loan conditions or has no spouse, which exceeds 2 1 10,000 yuan.
In Hefei, both husband and wife apply for provident fund loans, and the specific provisions are summarized as follows:
",at least in the normal adjustment year of loan application and spouse and housing provident fund deposit, the maximum loan amount applied for is $450,000; The unilateral housing provident fund is paid according to the maximum loan amount of 350,000 yuan, and the loan is applied within the loan amount of the maximum loan amount. The monthly salary of the husband and wife pays the housing provident fund × 12 (month )× 0.5× actual loanable years, and * * has property, which is not included in the repayment calculation. "
For example, in Shanghai, the balance of the provident fund account is 60 times.
It can be seen everywhere, but basically the loan amount does not exceed 80% of the house price, and the down payment is not less than 20%.
Specific can be written into the provident fund, telephone self-introduction. You should consult your local provident fund center.