The first loan, also known as the first housing loan, takes the purchaser as the unit, and according to the standards defined by the purchase information system, it is stipulated that the property rights are not registered or recorded in the property rights registration information database, but it includes self-built, inherited or donated, housing reform, relocated houses, and affordable housing. It is the first time to meet, and the real estate bureau will issue a "first purchase certificate" in the property rights market.

What materials do I need to prepare to buy the first suite?

1. Identity documents of residents who have the right of residence in Chinese mainland (copies of residence documents such as resident identity card, household registration book, military officer's card, passport, family visit card and home visit card); Proof of the borrower's solvency recognized by the lender, such as proof of income and assets;

2. Legitimate and effective procurement contracts, agreements and relevant approval documents; Where mortgage or pledge guarantee is involved, the ownership certificate of mortgage and pledge and the written certificate of mortgagee's consent to mortgage or pledge shall be provided; Where the guarantee is involved, it shall provide the written commitment of the guarantor to provide the guarantee and the credit certificate of the guarantor;

3. Having legal and effective procurement contracts, agreements and relevant documents; Where mortgage or pledge guarantee is involved, the ownership certificate of the pledge and pledge right and the written documents of the mortgagee shall be provided; Where the guarantee is involved, the written document agreed by the guarantor and the credit certificate of the guarantor shall be provided.

4, issued by the borrower to purchase or overhaul housing self-financing certificate; Housing sales (pre-sale) license or real estate license (existing house) (copy); Other documents and materials required by the lending bank.