The interest of Ping An Easy Loan is divided into two parts, one part is the credit guarantee insurance premium charged by Ping An Property & Casualty Company, and the other part is the interest fee charged by the loan bank. The total cost of one-year Ping An Easy Loan = credit guarantee insurance premium+bank benchmark interest rate = about 27%, which is equivalent to a monthly interest rate of about 23%. This figure is relatively higher than the bank interest rate, but Ping An Easy Loan, an unsecured and unsecured loan, has simple procedures and fast lending speed, which is very convenient for individual users. Remittance of small loans needs to remind everyone that the interest of Ping An Easy Loan must be deducted first. If you borrow 65,438+0,000 yuan with total interest of 2 500 yuan, then the only loan you actually get is a loan.

7500.

Ping an new loan belongs to, and the interest rate varies according to different borrowers. The lowest monthly interest rate of loan applicants is 65,438+0.59% (excellent professionals) and the highest is 65,438+0.99% (self-employed or loan amount is less than 30,000). The average fixed monthly interest rate of standard paying customers is 1.79%. In other words, people with different identities bear different interest rates when applying for new Ping An loans, so before applying for new Ping An loans, you must first know which loan group you belong to and what the corresponding loan interest rate is. Only in this way can we accurately calculate the loan interest of Ping An New Generation.