First of all, there is no four-month installment for borrowing money from 360. If you borrow 2500 yuan from it, you should make sure that you have the ability to repay it. Generally, there are three stages, half a year, one year and two years at most. 360 loans charge different interest according to different repayment methods. If you choose to repay by installments, the interest of the 360 loan will be calculated according to the equal principal and interest, and a handling fee will be charged. If you choose to borrow and repay, you will be charged at the daily interest rate, which is generally between 0.03% and 0.05%, depending on your personal credit situation.