Source: Housing Department 1. Buying a house in Yanjiao, the local account is different from the foreign account. If a household with general household registration already owns two or more houses, it is suspended to buy houses locally, including newly-built commercial houses and second-hand houses. Families with non-local household registration can provide local tax payment certificates or social insurance payment certificates for more than 3 years. 1 Houses are restricted, including newly-built commercial houses and second-hand houses. 2. According to the relevant regulations, non-local households who have owned 1 apartment or cannot provide local tax payment certificates or social insurance payment certificates for more than 3 years are suspended from buying houses locally, and the paid tax payment certificates or social insurance cannot be used as valid certificates for buying houses. What conditions do foreigners need to buy a house in Yanjiao? 1. According to the relevant policies of our country, first meet the local housing qualification in Yanjiao. For example, you have to have a local social security or tax payment certificate in Yanjiao for 2-5 years. Eligible, provide ID card, household registration book, marriage certificate, temporary residence permit, social security or tax payment certificate, etc. Foreigners need the following conditions to buy a house with a loan from Yanjiao Bank: 2. Agree to use the purchased house as collateral. The borrower's age and loan life are in Yanjiao, with males not exceeding 65 and females not exceeding 60. Having full capacity for civil conduct; Have permanent residence or valid residence status in China. Must pay a down payment of not less than a certain percentage of the total price of the purchased house. Of course, it is more important to have stable professional and economic income, good credit and the ability to repay the principal and interest of loans. Has signed a house purchase contract or agreement.