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The family economy is not optimistic, but if I want to study in Malaysia, my family can only solve the tuition for one year. Can I get a loan in Malaysia in the second and third years?
No, you have to prepare your own tuition. It can only solve the cost of one year, which is far from enough.

About 70 thousand RMB per year for three years. You may be able to earn some living expenses by working. At least you should prepare 50 thousand yuan every year

China students have no student loans.