Hello, what do you mean by "independent down payment"? If the house is purchased by the woman before marriage, and the down payment and loan are borne by the woman, then the house belongs to the woman's personal property. After marriage, the man can only claim to split half of the value-added part of the house. That is to say, after marriage, the man only enjoys half of the value-added part of the disputed house. However, if "independent down payment" means that there is another loan besides the down payment of the house, which is repaid by the woman with her personal property, but the remaining loan of the house is repaid by the husband and wife with the same property, the man can claim to separate the part repaid by the husband and wife with the property from the value-added part of the house after marriage, and the remaining loan of the house is the woman's personal debt. That is to say, if you make up the down payment with a loan, and the rest of the mortgage is repaid by the husband and wife after marriage, the man can claim to split the total loan you repay during this period and half of the value-added part of the house.

Article 1062 of the Civil Code: The following property acquired by husband and wife during the marriage relationship is the common property of husband and wife and belongs to them:

(1) Wages, bonuses and remuneration for labor services;

(2) Income from production, operation and investment;

(3) Income from intellectual property rights;

(4) Inherited or donated property, except as provided for in Item 3 of Article 1063 of this Law;

(five) other property that should be owned by * * *.

Husband and wife have equal rights to dispose of the same property.

Article 78 of the Civil Code Interpretation of Marriage and Family (I): Husband and wife sign a real estate sales contract before marriage, pay the down payment with personal property and borrow money from the bank, and repay the loan with the same property after marriage. If the real estate is registered in the name of the down payment, the real estate shall be handled by both parties through agreement at the time of divorce. If no agreement can be reached in accordance with the provisions of the preceding paragraph, the people's court may rule that the real estate belongs to the registrant, and the outstanding loan is the personal debt of the registrant. At the time of divorce, one party to the real estate registration shall compensate the other party according to the principle stipulated in the first paragraph of Article 1087 of the Civil Code.