Haier Consumer Finance is a consumer finance company approved by China Banking Regulatory Commission and a legally licensed financial institution. According to relevant policies and regulations, the loan service provided by Haier Consumer Finance is within the legal scope. However, it is reported that Haier's consumer finance charges high interest fees in violation of regulations. It is recommended that you know the relevant policies and regulations in detail before applying for a loan, and communicate with Haier Consumer Finance Company for confirmation before signing the contract to ensure that your rights and interests will not be harmed.