1. The intermediary institution shall be a legally established financial information intermediary company specializing in lending information intermediary business;
2. Lending information intermediaries shall follow the principles of legality, honesty, voluntariness and fairness, provide information services for borrowers and lenders, safeguard the legitimate rights and interests of borrowers and lenders, and shall not provide credit enhancement services, direct or indirect fund-raising or illegal fund-raising, and shall not harm the national and social public interests.
3. As long as its behavior violates the relevant contents of the Measures for the Administration of Intermediaries, the loan intermediary will still be punished according to law;
If fraud is actually committed in the name of loan, it is suspected of breaking the law and may be sentenced to punishment.
The processing flow of loan sales can be roughly divided into the following steps:
1. Investigate loan applicants to find out the situation;
2. Investigate and confirm the borrower;
3. Both parties sign a loan contract;
4. The guarantor shall go through the relevant formalities;
5. Loan issuance;
6. The loan customer issues the loan according to the contract.
Legal basis: Article 96 1 of the Civil Code of People's Republic of China (PRC).
An intermediary contract is a contract in which the intermediary reports the opportunity to conclude a contract to the client or provides media services for concluding a contract, and the client pays the remuneration.
Article 962
The intermediary shall truthfully report to the client the matters related to the conclusion of the contract. If the broker intentionally conceals important facts related to the conclusion of the contract or provides false information, which harms the interests of the client, he shall not ask for payment of remuneration and shall be liable for compensation.