At present, there is no easy home loan, only easy home commercial loan. This product has distinctive features, so it depends on how the individual uses it.
Second, how to handle the e-loan of Ping An House?
The e-loan processing process of Ping An House is as follows:
1. Download Ping An Pratt & Whitney APP on your mobile phone first.
2. Complete real-name authentication in "My".
3, and then click on the home page e loan-I want to apply.
4. In the next interface, select the urban area where the house is located.
5. Choose lending channels.
6, authorized to inquire about personal credit records.
7. Bind the bank card.
8, authentication, and then enter personal information.
9. Fill in the loan amount and submit it for approval.
10, which will be issued after the loan is approved.
The latest product of loan advertisement is coming soon!
Ping An Bank's housing e-loan processing method is as follows:
1. Submit application:
Download Ping 'anzhai e-Loan APP first, apply for a loan on it, and the banking system will automatically approve it.
2, face-to-face signing and mortgage procedures:
After the approval, the borrower needs to go to the store to sign and go through all the formalities of mortgage loan after receiving the notice of face-to-face signing.
3. Loan:
Ping An Bank lends money as scheduled.
3. What is the real interest rate and interest rate of Ping 'an House E loan?
The calculation method of the real interest rate of Ping An e-loan must consider the comprehensive time use cost, and 0.8 1% is only an average value. The real interest rate is related to the time when you borrow money. To put it bluntly, it depends on when you return it! I assume that the landlord borrows 6,543,800 yuan for a period of three years. Suppose the landlord prepays the loan in the sixth month, * * * Pay interest:14566.338+04256.338+03940.86438+031.6438+016538+0365654, so the total interest rate is 82654. Therefore, assuming that the landlord participated in the activity, the landlord's total capital use cost rate was 8.26%3%- 1.5%=9.76%. I hope I can help you!
Fourth, the safe house e loan
Home e-loan, apply in the gold housekeeper, and the quota will be given in about 20 minutes after the audit, and then submit the information at the corresponding processing point. Generally 1-2 days, the loan will come down. If the loan amount is small, part of it will arrive on the same day. 1040634206 job number answer.