The leading financial technology platform in China, you and I, are practitioners of financial reform, focusing on the capital development needs of small and medium-sized enterprises, self-employed households and farmers, and have long been committed to the construction and improvement of the national credit system. On May 9, 2009, it was successfully listed on the Nasdaq Global Select Market.
Your loan is a financial technology platform, which was officially launched in June 20 1 1 year, and the mobile APP was launched in June 20 14. The operator of your loan is Shanghai Nidai Internet Financial Information Service Co., Ltd., with a registered capital of 550 million yuan, aiming at providing users with efficient, transparent, safe and convenient Internet financial services.
You and I adhere to the small-scale decentralized loan business, and the service has covered nearly 30 provinces and cities across the country 100 cities and regions. The loans matched with the platform are mainly consumer loans such as rental and decoration, electronic digital and tourism.
Your loan financial technology platform was established in June of 20 1 1, which is a pure third-party online credit investment and financing service platform.
As a third-party service platform, you and I don't absorb deposits or lend money, but only provide a series of related services such as credit consultation, evaluation, recommendation, fund adjustment and docking, and build a bridge for investors and borrowers to allocate funds. Your loan platform is independently built and operated by Shanghai Your Loan Internet Financial Information Service Co., Ltd..
Investor protection
Comprehensive risk control guarantee
Strict audit before lending-You and I have an industry-leading audit team to conduct multi-channel, multi-angle and multi-dimensional multi-layer investigation and audit on customer information and credit report to avoid fraud risks to the greatest extent.
Effective monitoring during the loan period-you and I have a professional customer service team, and the customer service manager keeps in touch with customers during the loan period, provides good services, monitors the repayment status in real time, and avoids post-loan risks.
Post-loan tracking management-for overdue customers, you and I will remind them of repayment in various ways, and professional collection teams and third-party institutions will carry out collection work and take legal measures to solve them if necessary.