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Small unsecured credit loans are "black market usury"?
Unsecured loan, also called unsecured loan, or credit loan. You don't need any collateral, you only need identification, income proof, address proof and other materials (see the bank for specific proof materials) to apply for a loan from the bank. Banks issue loans according to personal credit conditions, and the interest rate is generally higher than that of secured loans.

attention please

1: Students basically have no proof of income.

2. Students have no fixed income and basically no credit history.

Therefore, it is impossible for a formal loan bank or institution to issue unsecured loans to students, and even if you do, it is very pitiful to say that you don't have a certain income certificate.

Some banks or lending institutions offer special student loans. You can apply, but it is difficult to approve. I suggest you consider loans or subsidies for poor students. These two are more practical.

Yixin Hui is a leading credit loan consulting service organization in China, and it is the first to launch a person-to-person (also known as P2P) credit loan service platform in China. We are committed to providing professional credit services to customers in China.

Our advantages:

First, professional institutions are not intermediaries and do not need any mortgage! ! Do not need any pre-loan fees! !

Second, the fastest two-day loan, the maximum amount of 300,000!

Third, the interest rate is low, and the interest rate of elite loan customers is similar to that of foreign banks.

Fourth, there is no need to prove the purpose of the loan, which is much looser than that of foreign banks.

Fifth, because it has not been audited by the bank, it will not be reported in the credit report after the loan, it will not show the liabilities, and it will not affect the customer's future credit loans and mortgages.

Six, preferential revolving loan lifelong credit partner

Requirements: 22-60 years old, working and living in Shanghai for more than 6 months. If the employee's monthly income needs more than 2000 yuan and has no bad credit record, he can apply.

Note: The interest rate of unsecured loans is higher than that of traditional bank mortgage loans. Please choose carefully according to your actual situation! !