1. Fill in the application for real estate mortgage and submit the materials to the property owner who proves the real estate.
2. Wait for the account manager to communicate by phone.
3. The account manager will inform whether it meets the handling conditions.
4. Users who meet the requirements log on to Alipay to apply for commercial loans, and enter the application entrance of house mortgage loan to apply.
5. The system will comprehensively determine the loan amount given to the user according to the value of the house mortgaged by the user, the mortgage rate and the solvency of the user.
6. After both parties sign the contract and complete the formalities, the system will release the money.