1, credit loan. At present, almost every bank has pure credit microfinance. The amount of this kind of business is not very high, about 1-65438+ million, but the application threshold is low and the payment is fast, so it is deeply loved by young people. We can authenticate personal information and apply for a loan with simple information, which will arrive in a few minutes to several hours.

2. Mortgage loan. Users who need more funds or are eager to get loans are more suitable for mortgage loans. For example, if we mortgage our car or house, it is easy to make money as long as it meets the conditions, and this business does not require high requirements for other information.

3. guarantor. In the process of loan, if conditions permit, we can also choose a guarantor to lend, and we need a big customer with good credit or a bank to guarantee for us, then we can also borrow from the bank.

4. Consumer loans. You can bring your own bank running loan. This kind of loan has a wide range of services, simple application conditions, high and stable income, and is easy to borrow. If you have a credit card, you can also apply for an installment loan, and the threshold is lower.