The loan is RMB 6,543,800+0,900, with a term of 30 years. The monthly repayment amount varies according to the repayment method. There are usually two repayment methods: matching principal and interest and average capital, and the interest rate is 15% off. The monthly repayment amount of these two repayment methods is as follows:
The information in the picture is very comprehensive, covering the amount, term, interest rate level and other elements, giving the total repayment amount, interest and monthly repayment amount.
2. The loan is 300,000 yuan, with an interest rate of 3.25 and equal principal and interest, 16 years. How much is the monthly repayment?
The loan is 300,000 yuan, the interest rate is 3.25, the principal and interest are equal, 16 years, and the monthly repayment is 2085 yuan.
1) In the words of average capital, it is 300,000 ÷36 months, and then the principal to be repaid every month is 8334. Then, if interest is paid, it is the remaining principal per month multiplied by your loan interest rate. For example, 1 month is 300,000 times your loan interest rate.
Third, the mortgage is 30 years, with an annual interest rate of 4.95%, which is 200,000 yuan ahead of schedule. How much can it be repaid in one month?
The house payment is 200,000 yuan. How much less will it be each month?
The interest rate was 5.485, and it was paid back for three years.
What is the most cost-effective way to pay interest at present, and if you choose which year to pay it back in advance?
Hello, dear, it's my pleasure to answer your question! 30-year mortgage loan165438+100000, less 1300. Dear, under normal circumstances, if the borrower chooses to repay the loan in advance, the bank will generally choose. The borrower chooses the repayment method of reducing the repayment months unchanged, or can choose the repayment months unchanged. Under the same premise, the amount of prepayment is divided into two parts, one part is the principal repaid in advance, and the other part is the interest of the principal repaid in advance from the previous repayment date to the prepayment date.
Honey, I suggest you
Interest is less than100000.
Ok, thank you.
"Mortgage actually refers to the loan that needs to be repaid to the bank on time. Mortgage to buy a house refers to taking real estate assets as collateral, obtaining bank loans, and paying off the principal and interest in installments as agreed in the contract. After the loan is paid off, the bank returns the collateral.
The problem has not been solved? Come and consult a professional answer ~
30-year mortgage loan 165438+ 10,000, prepayment of 200,000, how much will it cost each month?
be online
4497 respondents answered online.
Service guarantee
primary
quick response
Ask questions at once
403
Answer to the point, teacher's attitude is good, professional answer is quick, platform guarantee is patient and earnest, service is good, answer to the point is good, teacher's attitude is good, professional answer is quick, platform guarantee is patient and earnest, and service is good.
rob
Share comments
Bank loan _ Individuals looking for small loans can borrow up to 200,000 yuan.
Recommended information about micro-loan interest worth reading.
Looking for a small loan urgently? Apply for micro-loan online, the handling fee is 0, and the maximum is 200,000. It is convenient and fast to apply online through WeChat and Q.
Shenzhen Qianhai Weizhong Bank Co., Ltd.
In order to cope with the future, Swiss Patek invested independently.
Tailored. Help success, sustainable inheritance.
In the second month, the interest payable by BanquePictet = 12 19.9 yuan, and the remaining principal = 297,500 yuan; The remaining principal payable in the third month = 296,250 yuan; Calculated in turn, the interest payable in1February is 1 168.85 yuan, and the remaining principal is 285,000 yuan. If 12 normal repayment of the remaining principal = 285,000-10000 =185,000 yuan, the interest paid in the previous 12 months = 1250 1225? Under the principal1168.85 = 85,000 yuan: if the remaining loan term of 19 is maintained = 86,495.27612.5-14363.13-866. If the maturity of each installment can be shortened to 65,438+02 years, the total interest = 54,767 = 65,438+04,766,5438+02.5-65,438+04,363.6438+03-54,767.5438+.
2022- 10-06
Number of service personnel 1 1533
1 10,000 mortgage, paid back for 3 years in 20 years, how much will it be paid back every month after paying back 200,000 yuan in advance?
On finance
Finance, Henan orange busy network technology co., ltd.
They are all very popular.
If you choose to reduce the principal of each installment in the remaining time, you now include the three years that have been paid back, with the principal paid back 50,000× 3,200,000 = 350,000, and the remaining principal is100-35 = 650,000. There are 17 years left. According to the average annual interest rate of 6%, the annual interest is 650,000× 0.06 = 39,000 yuan, the monthly interest is 39,000 yuan/12 = 3,250 yuan, and the monthly principal is 50,000 yuan/12 = 4167 yuan. So I will probably pay back 32804 167=7447 yuan next month.
2022-05-25
Number of people served 6947
What about negotiating to repay the principal? The secret that the bank won't tell you!
Negotiate to avoid repayment of the principal, stop collection, pay it off in a planned way, and stop the free consultation and follow-up of the profit-increasing negotiation team to avoid risks. Customized personalized staging, 60 follow-up, no handling fee!
advertisement
The loan is 65,438+0,020,000 for 30 years, and if it is repaid in advance for 65,438+00 years, how much will it cost in 65,438+00 years?
Lao Liang said that finance
consultant
Good service attitude.
According to the basic interest rate of 4.65%, the total demand for ten years is 63. 1 10000.
2022-04-26
Service number 1632 1
1.7 million monthly payment, how much is it to pay back 30 years in advance?
Talking about finance, Mr. Chen De.
financial manager
Active star
The loan is 654.38+0.7 million yuan, and the prepayment is 30 years. It has been repaid for 2 years, and the loan interest rate is 4.9%. Under the premise of the same repayment period, the monthly repayment is 547.59 yuan less.
2022-04-29
Number of service personnel 2 1875
The down payment of 2.2 million yuan house is 6.5438+0.2 million yuan, and the mortgage is 30 years. How much is the monthly repayment? '
Insurance financial adviser
Sales, Lu Chunlei
Active star
Mortgage repayment method is the repayment method that buyers need to choose after applying for a bank loan to buy a house. Usually, there are two options for mortgage repayment, namely, equal principal and interest repayment and equal principal repayment. 1. Equal repayment of principal and interest: add up the total loan principal and interest, and then distribute it evenly to each month of repayment period. The amount of repayment to the bank is fixed every month, but the proportion of principal in the monthly repayment is increasing month by month, and the proportion of interest is decreasing month by month, that is to say, the interest in the loan repaid every month is getting less and less, and the amount of loan repaid is increasing. 2. Repayment of equal principal: Divide the principal into months and pay off the interest from the previous trading day to the repayment date. This repayment method pays more principal and interest in the early stage, and the repayment burden decreases month by month.
2022- 1 1- 16
Number of people served 17479
30-year mortgage loan 165438+ 10,000, prepayment of 200,000, less every month ...-seek an answer.
2355 1 expert's answer
Reply within 5 minutes |10,000 professional interviewees
After reading it, the following is more interesting-
Li Zekai has high expectations for his eldest son, Li Changzhi, and Liang Luoshi is the winner. What do you think of this?
In 2007, Li Zekai fell in love with Cinderella Liang Luoshi. Liang Luoshi gave birth to three boys in two years. Who knows, Li Zekai said to her
Seven answers. 78,763 people are watching.
Can't afford a big truck and a loan?
0 play
Will the bank inform you that the bank card has been frozen by the police?
2 1 play
30-year mortgage loan 165438+ 10,000, prepayment of 200,000, less every month ...-seek an answer.
2355 1 expert's answer
Reply within 5 minutes |10,000 professional interviewees
What is the present situation of forest descendants? Lin's daughter and stepmother have been angry for ten years. Why isn't their grandson surnamed Liang?
Because Liang Sicheng's children all thought that his father had betrayed his mother and married Zhu Lin, whom everyone shouted, they were very angry about his father's remarriage.
Four answers. 46,554 people are watching
Why did the bank let me choose equal principal and interest when buying a house loan? Is there anything unreasonable?
I just suggest you choose equal principal and interest, and you can't say it's unreasonable! Matching principal and interest is a common mortgage method, followed by average capital. These two
Four answers. 433 people are watching.
4. The annual interest rate of the 360,000 yuan mortgage loan is 5. 145%, and the average capital has been borrowed for 30 years. How much is the monthly repayment?
If equal principal and interest are selected, the monthly payment is 1964.59 yuan; If you choose the average capital, the first month is 2543.50 yuan, a decrease of 4.29 yuan per month. The total interest is less, but the early repayment pressure is greater.