Distributed photovoltaic power generation loan model, banks do not have a single photovoltaic power generation loan, and some places have a bundled loan policy. Agricultural Bank of China has a loan of 20 million yuan for solar greenhouse project in Dezhou, which is connected with the government poverty alleviation project. This project includes household distributed photovoltaic power generation system, which can realize loan.
2. What are the grid-connected modes of distributed photovoltaic power generation projects?
Hello, there are two modes for grid connection of distributed photovoltaic power generation projects: "spontaneous self-use, surplus electricity connected to the grid" or "full grid connection"
Spontaneous self-use, the mode of surplus electricity surfing the internet is easy to understand.
Self-use surplus power online: that is, part of the power generated by photovoltaic power generation is used for self-use, and the inexhaustible power is sold to the power grid, and subsidies can be obtained for each power generation.
All the electricity generated by photovoltaic power generation is sold to the power grid and can't be used up at one time. In this case, the power grid buys all the power generated by the power station at the local benchmark grid price of photovoltaic power generation.
3. What are the main loan models for distributed photovoltaic power generation projects?
According to whether the user pays directly, it can be divided into direct loan mode and unified borrowing and repayment mode. Distributed photovoltaic power generation investors who meet the requirements of direct loan application stipulated by banks can directly apply for bank loan support. In addition, enterprises and natural persons who are not eligible to apply for loans directly are generally supported by the mode of unified borrowing and repayment, and a unified lending platform with loan qualification and loan bearing capacity is established and reported to the China Development Bank for approval.
The platform then provides loan support to users in the form of entrusted loans (through commercial banks), and applies for loans through or through the platform. (The reference comes from Dongtaiyangku New Energy Technology Co., Ltd.)
4. What are the main loan models for distributed photovoltaic power generation projects?
According to whether the user directly applies for a loan from the bank, the loan modes can be divided into direct loan mode and unified borrowing and repayment mode. Distributed photovoltaic power generation investors who meet the requirements of direct loan application stipulated by banks can directly apply for bank loan support. In addition, enterprises and natural persons who do not have the qualification to apply for loans directly generally adopt the mode of unified loan and repayment. For example, the National Development Bank plans to establish a unified loan platform with loan qualification and loan-bearing ability, which will provide a credit platform and then provide loan support to users in the form of entrusted loans (through commercial banks). Users can apply for loans from local banks or unified lending platforms according to their own conditions. (The reference material comes from the expert of solar power station construction-Guangdong Sunku New Energy Technology Co., Ltd.)