2. After logging in, select company business declaration, change employee information from the drop-down menu, and seal personal account. You can also handle it manually at the business outlet of the provident fund management center where the housing provident fund account is located.
: What do you mean by storing provident fund?
1, the sealing of housing provident fund account refers to a state that employees' housing provident fund deposit is interrupted for various reasons, and their housing provident fund accounts cannot be transferred, which does not meet the cancellation conditions. Sealed housing provident fund accounts are stipulated as sealed households.
2. It is required that the provident fund be sealed before applying for a loan, because the basic requirement for applying for a provident fund loan is that the deposit period of the provident fund has exceeded 1 year. Once the provident fund account is sealed, it is in a deactivated state, so it does not meet the requirements. After the provident fund account is sealed, it needs to be unsealed again to return to normal, but the payment time is recalculated, and the loan can only be applied after 1 year payment.
Under what circumstances do employees need to seal up the provident fund?
(1) The employees of the merged or bankrupt enterprise have not signed a labor contract with the new unit;
(2) The employee's unit has been revoked;
(3) The employee and the unit terminate the labor contract and are not re-employed;
(4) The employee resigns or is dismissed, dismissed or not re-employed;
(5) During the period of serving a sentence or reeducation through labor;
(6) approved the holdover of housing provident fund within the approved holdover period;
(7) Other reasons that need to be sealed.
Employee accounts are sealed and cannot apply for housing provident fund loans, but because of the purchase of self-occupied housing, the account balance can be withdrawn.