1, the down payment ratio of Beijing * * * property house is 30%, the loan interest rate rises by 10%, and the longest loan period is 25 years; 2. Purchase the second suite of Beijing * * * property house with a down payment of 60%, the loan interest rate will rise by 20%, and the longest loan period is 25 years; 3. If you choose a portfolio loan, the minimum down payment is 30% for the first set and 60% for the second suite.
What conditions do I need to apply for a property right house?
1. Family members are legally dependent and live together.
2. Family members actually live in this city and have permanent residence in this city for 3 consecutive years.
3. The per capita housing construction area of the family is less than15m2 (including15m2).
4. The per capita disposable income of families with three or more people is less than 72,000 yuan (including 72,000 yuan), and the per capita property is less than 6,543,800 yuan (including 6,543,800 yuan); Families with two or less people, whose annual disposable income is less than 86,400 yuan (including 86,400 yuan) and per capita property is less than 2 1.6 million yuan (including 2 1.6 million yuan), can apply for * * * property house.
5. Family members who have not sold or given away their houses within 5 years before the application can apply for houses with property rights.
At the same time, single people who meet the above criteria and have full capacity for civil conduct (including those who are unmarried, widowed and divorced for more than 3 years) can apply separately for the purchase of housing with property rights protection.
* * * What are the application processes for property houses?
1. Applicants apply online.
Applicants can apply for the purchase of * * * property right houses online, fill in the Application Form for Family Purchase and the Letter of Commitment online, and provide relevant supporting materials as required.
2. Get the application code
Within 20 working days after the end of the subscription period, the relevant departments will review the applicant's qualifications for purchasing houses, and if they meet the requirements, the applicant will get the application code. Applicants can check the results of qualification examination in official website, or apply for review of the results.
3. Yaohao placing
The Urban and Rural Construction Committee urges and guides the development and construction units to carry out lottery placement, first grouping according to the priority order, and determining the list of lottery families.
4. Review and sign the purchase contract.
The development and construction unit shall check the materials of the applicant family at the site of house selection, and the eligible applicant family shall sign the application form and commitment letter for family house purchase. After the Housing Authority has passed the examination, it can sign a house purchase contract.
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