If the amount of CreditEase loans overdue is large and overdue for more than 90 days or more, CreditEase Platform can sue the borrower.

Once the platform sues the borrower to the court, it can apply to the court for enforcement after the prosecution, and seal up real estate, automobile products, bank accounts, etc. Repay overdue debts in the name of the borrower.

If the borrower has no executable property under his name and refuses to perform the effective judgment of the court, he will be included in the list of untrustworthy people.

Being included in the list of untrustworthy people will limit users' high consumption, affect users' normal travel and work, and affect their children's education, school choice, civil service examination, military service, etc.

In addition, even if the platform does not sue the borrower, CreditEase loans overdue will bring many impacts to the borrower, including high penalty interest and increasing the repayment pressure of the borrower.

Various collections on the platform affect daily life.

In addition to affecting personal credit information, it will also hinder the handling of future credit business.

So be sure to repay on time.

If you are not sure about your personal credit status, you can search "North Inspection Quick Check" and click "Query" to enter information to obtain the credit data of 100 banks. However, it should be noted that with the establishment of the 100-bank credit report, the overdue personal online loan will inevitably affect the credit record, so you must think twice before lending.

Extended data:

How does loans overdue resume credit reporting?

Overdue microfinance is overdue. If it is not my fault, the user can ask the lending institution to appeal to the credit center, and the overdue records will be deleted by the credit center after the appeal is successful.

However, due to the user's own reasons, the user must pay off the overdue debts, so that the overdue records will be kept in the credit information for 5 years from the date of payment, and will be automatically deleted by the credit information system after 5 years.

Both methods can delete overdue records. Please choose the way to restore credit information according to the actual situation.