This year, the bank mortgage policy is relaxed and the process is more convenient. The main banks are large state-owned banks, such as industry and commerce, agriculture, construction and China. Among them, industrial and commercial owners do commercial mortgage, and the current annualized interest is about 3.85. The other three major credit companies are the main ones.

Ping An, Zheshang, Jiangsu, Nanjing and other commercial banks. Zheshang is mainly the advantage of two-to-one, and Ping An does not do two things. Jiangsu and Nanjing mainly rely on credit.

Each bank has different risk preferences and different approval items. Usually, commercial banks will approve it better.

If you apply for a mortgage, you need to know the bank's requirements and policies, and it is best to have bank contacts.

If you are in Suzhou, you can find Shen Qing, who has been making bank loans for several years.